Home to around 90,000 residents, The Villages, Florida, is a retirement community located mainly in Lake and Sumter Counties that is growing more every day. There are many shops, restaurants, neighborhoods, movie theaters, etc. A unique means of transportation has been growing right along with this developing community… the use of golf carts! This fun transportation vehicle has expanded beyond the usual golf courses and has found itself on the road. One can drive his or her golf cart almost anywhere in this eventful community. There are even special roads and road signs designated for golf cart drivers that make it more convenient to transport oneself around the many squares, shops, restaurants.
Like owning a car, it is important to have a sufficient amount of insurance for your golf cart. Though this coverage is not mandatory like Florida car insurance, this annual policy will cover you, your passengers, other golf carts, other drivers, other automobiles, or anything else you may hurt or damage in the case of an accident. If you do not have golf cart insurance, you may be responsible to pay out-of-pocket for any damage caused by your golf cart.
In order to be eligible for golf cart insurance, your golf cart can only go up to 25 miles per hour and cannot be tagged. Companies such as Nationwide, Safeco, Progressive, and Foremost are known for insuring golf carts. Depending on what Florida home insurance company you are with, you may be able to add your golf cart insurance to your home insurance policy if you would like.
When thinking about how much and what kind of coverage you should purchase for your golf cart, you should think about what you purchased for your Florida car insurance policy. Ideally, you should keep your golf cart liability limits similar to that of your auto insurance policy. Like on a Florida car insurance policy, one can purchase coverage for liability, property damage, roadside assistance, coverage for accessories, comprehensive and collision, etc.
In order to receive a great Florida golf cart insurance policy, call Westgate-Jones Insurance Agency today at 352-787-7548, and one of our experienced agents will be able to put you with a company that is perfect for your specific needs. Also, make sure to check out our website at www.westgatejonesinsurance.com!