There are many different service-based businesses in the United States ranging from beauty shops to mailing companies to funeral homes, etc. With such a range of different service businesses, many jobs are created and filled with each new business. Have a dream about starting your own service business? Whether your dream is to start a pet grooming shop, photography studio, or dressmaking business, purchasing the right kind of insurance can be key when it comes to protecting your dreams and beginning a new future.
When it comes to Florida business insurance, the best policy to purchase would be a business owner’s policy, also know as a BOP. A BOP’s basic coverage is either building or business personal property or both and general liability. By purchasing a BOP, you will be able to receive good built-in coverages and special benefits. An insurance company’s process or service program BOP provides coverages for the following: business income, equipment breakdown, hired and non-owned auto coverage, employment related practices liability, and employee dishonesty.
When it comes to your specific business, there may be separate coverages you will want to purchase. For example, if you own a barber or beauty shop, you might want to look into purchasing Barber or Beauty Shop Professional Liability, which covers a professional error or mistake made by the insured or by others performing work on their behalf with respect to barber or beauty shop operations. If you own a funeral home, you might want to look into purchasing Funeral Directors Professional Liability, which covers you against claims for the rendering of or failing to render services for others in the conduct of the insured’s business as a funeral director or mortician.
In order to make sure you purchase the amount of insurance that will properly cover your business and find the best insurance company for your specific situation, you should meet with an insurance agent. Westgate-Jones Insurance Agency has many experienced agents that can help you find the best Florida commercial insurance coverage for the protection of your business. At Westgate-Jones, we are committed to helping you with your specific situation so that your business dreams can become a reality. Whether or not you already have insurance with us, please contact us at 352-787-7548 and check out our website at www.westgatejonesinsurance.com.