Insuring Your Antique Furniture

You may have spent many years collecting special pieces of antique furniture. You may have inherited some pieces from relatives which have sentimental as well as monetary value. That is why it is important that you make sure you have the right financial protection for your antiques through your home insurance.

It might be wise to have all of your antique furniture appraised by a certified appraiser. You may even want to ask your agent to recommend an appraiser. The American Society of Appraisers website may provide a list of appraisers who have been tested and certified   

It’s a good idea to keep detailed records of your antiques and their value by taking digital photos of each one, and storing the photos in a safe place where they can be accessed from any location. Include a detailed description, including the price, any receipts and the appraisal for each piece. It may make sense to have a burglar alarm and smoke detector in your home for added protection.

As you add to your collection of antique furniture, you should notify your Orlando insurance agent. In order to have the right financial protection for your antiques you may need to regularly review your policy to make sure it is up-to-date, so that you can continue to enjoy your antiques, and pass them on to the next generation.