Moving Where the Work Is

In the current slow job market, more and more people are moving around the U.S. depending on where a good job comes up. If you land a job in Orlando, and begin the process of finding a home, remember there are a number of factors that can affect the cost of your home insurance premiums.

There are certain cost factors to think about when buying a home in Orlando. Swimming pools are great fun, but they present an additional risk that might be reflected in your insurance premium. Purchasing a home that is constructed of materials that are designed to better withstand wind, hail and other perils may be less expensive to insure. An older home may cost a little more to insure unless it has a new roof and upgraded plumbing, electrical, heating, air conditioning and ventilation systems. 

Installing safety features, such as smoke detectors, burglar alarms and dead bolt locks, can earn you a discount on your premium. You can also lower your premium by choosing a higher deductible. Contact your agent when you are ready to move in to make sure that you obtain the right financial protection for your Orlando home.