No two businesses are alike so no two Florida commercial insurance packages will be quite the same either. Apart from the basics, to cover your property and general liability, you will need to look at your day-to-day business activities, calculate the risks you may face and buy your coverage appropriately.
Any business vehicles you own need to be covered by commercial auto insurance, and depending on the number of workers you have, you may need workers’ compensation insurance too. Those are also fairly standard policies that many businesses have. You should also ensure you have protection against the things you can’t predict – like natural disasters.
After that, you may need policies that will cover risks that are unique to your business. You may need specialized insurance against Internet crime, or extra liability coverage due to particular activities that expose you to higher risks of claims against your company. You may need special coverage for key personnel.
You should know your business and understand the risks you may face. Together with an experienced Florida commercial insurance agent, you should be able to put together a collection of policies that will offer you the right protection so you can maintain ongoing productivity. Call us today to arrange an appointment to discuss your commercial insurance requirements.
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